Direct from my US Relationship Manager:
The Premier World Mastercard credit card has a 0% foreign transaction fee, 0% interest on purchases for the first year until December 2nd of 2010 and almost 20% interest on cash advances (not recommended of course since all credit cards have a high APY when you do a cash advance).
The debit card will not incur a foreign transaction fee when you withdraw money from other banks internationally since it is a Premier card but the other banks will charge you a per withdrawal fee. If you withdraw from HSBC HK, you will not incur any fees whatsoever.
Our Premier Support team stated that Hang Seng may not be reimbursed.
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